Steps to Take When an Employee is Injured in the Workplace

Posted by Florida Resource Management on September 16, 2022

While it's true that many accidents occur within the home, they occur just as often in the workplace. When they happen, it's important to act as quickly as possible, both in terms of treating the injury and filing a worker's compensation claim. An effective plan to prevent injuries and react to them in a timely manner is important for any company. Today, we'll be examining the process that can mean all the difference between a slight mishap and an unmitigated disaster. 

Risk Mitigation & Compensation Coverage 

The most important part of any plan in the workplace is how to prevent injuries and accidents from occurring and having a rapid response when they do. One of the first steps you should take before hiring any employees is to obtain workers' compensation insurance. Without this essential coverage, you can be held liable for any injuries that occur in an employee accident. 

The other half of the early stages is having a risk mitigation plan. This is what allows you and your team to react quickly. A mitigation plan can consist of, but not be limited to, the following:

  • Create solutions to hypothetical accident scenarios
  • Train employees and staff on safety procedures
  • Have first aid kits and material fully stocked and accessible 
  • Maintain emergency contacts for all employees 

Create a Response Plan 

A response plan is a list of actions and procedures to enact in the time of an accident. This is a roadmap and protocol to follow in case one occurs in the workplace. 

  • Medical treatment & consent/claim forms. 
  • Explanation of medical benefits and rehabilitation 
  • A list of health care providers who accept your workman's compensation insurance
  • return to work form signed by a physician 

The Four Cornerstones of Injury Response 

Follow these crucial steps if an employee becomes injured in the workplace. 

  • Get employees to a safe place
  • Assess the situation
  • Assist the injured parties 
  • Gather information and keep any evidence 

File a Workers Compensation Claim 

If one of your employees has gotten injured on the job, you should follow a worker's compensation claim as soon as possible. The most important part of this process is keeping an open line of communication between the employee, medical provider, claims adjuster, and insurance carrier. This open communication is important to assess the cause of the accident the recovery process and whether or not the employee will be returning to work. 

Florida Resource Management 

There’s a lot that goes into running a successful business. Florida Resource Management is there to offer payroll, worker’s compensation insurance, and much more. For information on the services we offer, visit us online at frmpeo.com.


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