Frequently Asked Questions: HR Solutions & PEO Services

We offer comprehensive payroll services that include tax filing, direct deposit, and wage garnishment management. Our systems handle the complexities of multi-location businesses and seasonal hiring surges common in the Southeast.

By pooling our 10,000+ worksite employees, FRM provides small and mid-sized businesses access to Fortune 500-level health benefits. This includes high-quality medical, dental, and vision plans that help you compete with larger corporations for top talent.

Yes. While the program has evolved, many businesses are still navigating the complexities of ERTC eligibility and filings. We provide the reporting and documentation necessary to ensure you maximize your credits while remaining fully compliant with IRS guidelines.

Our core HR functions cover the entire employee lifecycle—from recruiting and onboarding to performance management and termination guidance. We act as an extension of your team, providing the "high-touch" service that national providers often lack.

Through a combination of robust benefits packages and professional HR management, we help businesses create a culture where employees feel valued. Reduced administrative errors and better support lead to 14% lower turnover on average for PEO clients.

Safety is a cornerstone of our risk mitigation strategy. We offer safety management services that include workplace audits, OSHA compliance assistance, and the development of safety manuals to reduce the frequency and severity of workers' comp claims.

A drug-free workplace program not only creates a safer environment but can also lead to significant discounts on your workers' compensation premiums in Florida. We facilitate seamless screening as part of your onboarding and post-accident protocols.

Fraudulent claims drain resources and inflate premiums. For a deep dive into red flags—like unwitnessed injuries or suspicious reporting times—read our guide on Preventing Workers’ Compensation Fraud.

Founded in 2012, FRM is a family-owned HR solutions provider headquartered in Sarasota, Florida. We support approximately 500 clients across the Southeast, including GA, AL, LA, NC, TN, and KY. Learn more on our Who We Are page.

Every business is unique. We recommend a consultation to assess your current payroll, benefits, and risk profile. Contact us today to see how we can stabilize your HR costs for 2026.

• Misclassifying employees
• Underreporting payroll
• Using uninsured subcontractors
• Filing fraudulent injury claims
• Paying employees off the books
• Using exempt owners improperly
• Hiding height exposure or hazardous operations

• Increase experience modifications (MODs)
• Trigger audits
• Cause policy cancellations
• Lead to stop-work orders
• Create criminal and civil penalties

• Processing payroll through verified systems
• Tracking classifications
• Monitoring employee counts and payroll trends
• Managing claims reporting
• Assisting with OSHA and safety programs
• Reviewing subcontractor compliance
• Coordinating with carriers and underwriters

• Workers’ compensation
• Payroll taxes
• unemployment taxes
• overtime obligations
• liability exposure

• roofing
• framing
• stucco
• drywall
• concrete
• hospitality
• staffing
• transportation

• Consistent payroll reporting
• Proper class code usage
• Timely claims reporting
• Stable employee counts
• Verified onboarding documentation
• Active safety training
• Controlled subcontractor usage
• Clean audit history

1. Document concerns immediately
2. Preserve payroll and employment records
3. Report suspicious activity to the carrier or administrator
4. Conduct internal audits
5. Review subcontractor agreements
6. Verify employee classifications
7. Work with legal counsel and compliance professionals when necessary

• Stabilize insurance markets
• Reduce premium volatility
• Protect compliant employers
• Improve workplace safety
• Support ethical competition
• Strengthen long-term economic growth